With a car repossession, foreclosure on a property, paying household bills using credit cards, and finally a dreadful bankruptcy, Shelbi came to grips that she needed to get her life in order, starting with her finances. She shares her journey of financial ups, downs, and all arounds from barely getting by, to now winning with her money. In this book, you will find detailed information on how to initiate a budget that works, create a debt snowball to pay off debt, start sinking fundsinstead of using credit cards, and how to keep obtain, sustain, and maintain healthy finance habits. This 21-day guide offers plenty of tools, and lots of tea on how to become debt free and live life abundantly!